Talk of The Villages Florida - View Single Post - Termite Risk overrated?
Thread: Termite Risk overrated?
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Old 06-27-2023, 06:57 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by bimmertl View Post
HO insurance covers direct losses. Termite damage is a loss over time and not a direct loss. In addition, standard HO policies exclude coverage for any damage caused by insects.
I agree that homeowners insurance doesn't cover termite damage. I was just comparing two different insurance policies in terms of their overall cost versus benefit calculation.