[Michael 61]

I recruited and worked with lots of recent college graduates before retiring. I was always amazed at those who came out of college with huge debt - Many made very foolish decisions. 1) Could have gone to community college for their first two years of college, saving thousands, and then transfer to a 4-year university their Junior year. 2) Those that insisted on going to an expensive private “boutique” college, paying 3 and 4 times the tuition for the same degree that could have been obtained at a State University. 3) Those that had the option of living at home and commuting to a close-by university, but insisted on going to college far away or out-of-state and now having to pay room/board (any possibly out-of-state tuition). 4) Those that took out loans to do stuff like “spend the summer in Europe”.

And don’t get me started on those that chose majors like “Gender studies”, “Art History”, “Romantic French Literature”,etc, and wonder why they are working at Starbuck’s after graduating.

I realize college is more expensive than when most of us attended, but you can still limit your tuition and room/board burden by making wise choices.