Quote:
Originally Posted by Caymus
Do you know if it would reduce the chance of a snowbird to claim Florida residency if you chose a Massachusetts Supplement Plan? I read that some states check medical usage to force residents to continue to pay state income taxes.
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My sister in law is a financial advisor for high net worth individuals and has clients who have been put through extremely extensive audits by high income tax states trying to continue to pry state income taxes from them despite claiming Florida as their primary residence. They pull things like cell phone records, credit card purchase records, medical records etc….. If/when states go to putting devices in automobiles to track mileage for tax purposes that will be another hook they try to put into people. That being said, I’m not overly worried about being audited given the size of our retirement income as I doubt I will be a high priority on their radar. Plus, my intention is to spend over 50% of the year in the Villages, get a Florida drivers license, get the Florida homestead exemption, have a car registered in Florida, and register to vote in Florida. They can pull my credit card records and phone records and it will show where I spend over 50% of the year. We still intend to have a residency up north so using northern medical providers should not be an issue, especially given the HUGE difference in the quality of health care between Massachusetts and the greater Villages area. Plus, I am hoping to find a Florida supplemental plan that has a national network so I can use my existing providers up north and still be in network. That’s what I am currently trying to figure out given all the various supplemental plan options.