Quote:
Originally Posted by tophcfa
If a person is not eligible for Medicare and doesn’t have insurance through an employer or a business they own, you are pretty much stuck with Obamacare. You don’t necessarily have to buy your insurance through a state exchange, but the law requires all policies to be priced based on Obamacare, so what’s the difference?
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That is inaccurate. The law you refer to as ObamaCare established that qualifying health care coverage had to provide certain minimum benefits and importantly, very importantly could NOT USE your health care status in setting premiums. You can go outside this huge benefit to you and pay based on your age and after the insurance company gets all your lab work and your doctor's notes to underwrite you individually.
Can I buy health insurance outside of the Marketplace that meets all ACA standards? | KFF
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