Quote:
Originally Posted by Stu from NYC
Very happy with our medicare advantage plan,
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as long as you stay healthy, only incur health accidents which are routinely fixable, such as broken bones, etc, and don't require specialty drugs / procedures to live, you will be fine.
medicare advantage plans get finicky is when you require expensive drugs/ medical care to live. . that scenario creates hits to the budgeted profit growth, and they can get finicky about coverage at that point. . . which is the uncertainty about the advantage plan as you age. . .
The insurance companies are predicting / expecting healthy living and average payouts per year per population age and risk pool
former finance guy