Exactly what is the change you would like to see/make? Make the state the insurer? Kind of like an insurance exchange?
I know that tort reform was supposed to help by limiting frivolous lawsuits, but other than that, what CAN be done by a government to limit private industries in that regard? Instead of throwing blame, tell me your solution?
You can say all insurance companies are limited to $1000 a year premiums, but what happens in a catastrophic event where they stand to lose billions?
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