For almost 30 yrs now, I travel to Europe every summer to visit family. (Where I am writing from now.)
The very best option is to use Citizen's bank debit card, which charges only 1% per withdrawal.
The further away from the airports & tourist areas, the fewer additional fees & best exchange rate you will pay.
Many places take credit cards. (Visa & MC are most prevalent. ) Amex & Discover not so much.
Check with your card company about their fees. I specifically got a Capital One card that doesn't charge a fee to convert when you make a purchase. Always use the charge option to pay in local currency.
Attempt to avoid doing anything at the airport or INSIDE a bank in Europe.
If you have extra Euros when you return, I would be happy to discuss buying from you at the going rate, which can change every day. (You can download and/or print out a chart of how to know exact what you will be paying in the € to $ rate.) Remember UK is different along with a few other places but most are taking Euros now.
Hope this helps!
Michele
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