Quote:
Originally Posted by Lottoguy
According to Florida state law the insurance carrier MUST notify the home owner within 120 days that your coverage will cease. My Farmers policy ends in early September and I've NOT received any notice. I'm hopefully thinking that coverage will cease in the more prone areas of hurricane damage.
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Since when do insurance companies care about the law?
Last year, the legislature passed a law that said they couldn't drop somebody with a 15-year-old roof that's been inspected and has 5 years or roof life left. That was the same year that "American Integrity" added a rider that excluded my 15-year-old, recently inspected roof, except in the case of a named storm, and then hiked my rate 20%.
Nobody did anything when I complained to what passes for an insurance commission in Florida, so this year they extended the rider to completely exclude my roof under all circumstances, and hiked my rate 80%.