[Blueblaze]

Are you kidding? It makes all kinds of sense! I just can't believe someone has finally discovered an insurance company that
has figured it out!

GIVE! WHAT'S THE NAME?

Think about it -- this insurance company has finally figured out that the Villages is not a ramshackle suburb of Miami where an unoccupied house falls apart.

In fact, a seasonal rental in the Villages is the most risk-free property to insure possible -- particularly if some previous owner has already scammed his previous idiot insurance company out of a new roof!

Think of it -- you're talking about a property that is built to 110 mph hurricane standards, 80 miles from the ocean. In fact, it's probably built from concrete blocks with steel studs! The entire development is a giant flood-control project, with retention ponds that can be pumped to move flood water around as necessary! Regardless of location, every home is less than 5 minutes from a fire station. There is a constant neighborhood watch to prevent theft, and to guarantee that the property cannot become an eyesore. Children -- the source of most crime and mischief -- are not even allowed. The house will be surrounded by old people, who are home all of the time and see everything that goes on in their neighborhood. Chances are, the owner even lives less than 15 minutes away and inspects the property regularly, himself. He probably even has a monitored fire and security alarm system.

And on top of all that, this house will only be exposed to the risks of occupancy -- cooking fires and plumbing disasters -- for four months out of the year!

I actually own a 1200 sqft Courtyard Villa seasonal rental exactly like that. And it costs me $2000/year for insurance THAT DOESN'T EVEN COVER THE ROOF! That's TWICE what my 2000 sqft home in Texas cost to insure, way out in the country, 20 minutes from any fire station and 80 miles from the ocean, and not built to any hurricane standard whatsoever!

Wow, an insurance company has finally pulled their head out! NAMES! WE NEED A NAME!