I'll try to clarify for you. I do not feel that I am receiving "deeply discounted insurance when I could pay more". I can barely pay for what you refer to as "deeply discounted" now and am aware that we will be paying more come next year. My resources are not going up and at that rate, it is not really difficult to understand why so many are uninsured. Medicare premiums go up, supplement premiums increase yearly, drug coverage premiums increase yearly as do the co-pays, etc. As for drug coverage, if you failed to sign up in time (thank God I did), then the government penalizes you and not just for the time you missed....it is forever. My neighbor got caught in that scenario and is stuck from now on. She thought that she had coverage equivalent to Part D and found out later that she did not. The powers that be thought so, too, because they didn't fully understand it either and she was led astray. The government's response..."sorry, too bad, but you pay the penalty or pay for your own drugs 100%". I fear that the legislation that comes about will come with just as much understanding on both their parts and the people's and the response will be exactly what she got...."too bad" when it proves too costly.

As for replacing all of them, I totally agree with you. Unfortunately, we too often don't get anyone any better because that is all that runs or we get those who have been coached by and are beholden to their predecessors. Seems the only way to get elected is to have loads of money and contacts or just plain be a crook, unfortunately. As for Pelosi, was she not appointed rather than elected to such a high position? (I don't know so I have to ask.)