[LuvNH]

I never thought I would be doing this, but my attorney wants $600 per hour and $200 for phone call, so I am hoping someone can answer my query.

I have a granddaughter who is old enough to know better; however, she messed up big time. She has allowed herself and a boy friend to run up $20K in credit card debt on her cards. He has taken off and she cannot pay it off. She is talking bankruptcy.

Does anyone know what bankruptcy does to your life. Can you ever get a credit card again. Does it go on your employment info. Does it dog you forever.

I would prefer to do this through a pm rather than putting her private information on a chat line. Any information would be gratefully appreciated.