A Chapter 7 bankruptcy may stay on credit reports for 10 years from the filing date, while a Chapter 13 bankruptcy generally remains for seven years from the filing date.
If she does but I doubt. She could borrow from her 401k and pay herself back over 5 years interest is paid back at prime rate + 1%.into her account.Credit card interest is around 28% on my last disclosure and my rating is “840”
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