Talk of The Villages Florida - View Single Post - Credit Card Skimming devices being installed at Walmart
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Old 07-19-2023, 09:05 AM
daniel200 daniel200 is offline
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Quote:
Originally Posted by shut the front door View Post
They all do, and have had for quite some time.
Some clarification here.
Walmart does not accept “tap to pay” because they do not use terminals with NFC (near field communications). So they do not accept Apple Pay, Samsung Pay, Google Pay, credit/debit cards with “tap to pay” feature. All of these services use and require NFC technology.

Walmart Pay does not use NFC. It uses a different technology that generates a QR code on the terminal to securely communicate the transaction. Walmart Pay can only be used at Walmart affiliated locations and nowhere else.

Walmart terminals do have EMV chip readers. So if your card has an EMV chip, you can pay by inserting the EMV chip into the terminal. This is more secure than swiping the strip. But as noted in the original post, if someone has hacked the terminal with a skimmer, the act of inserting your EMV chip can allow the skimmer to read the swipe strip data. Tap to pay does not have this skimmer risk.