Talk of The Villages Florida - View Single Post - Is it possible to get Homeowners Insurance at the Villages?
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Old 07-19-2023, 06:46 PM
Blueblaze Blueblaze is offline
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Quote:
Originally Posted by Pballer View Post
The Villages is much less than 80 miles from the west coast. If you are so sure that there is 0 risk, why don't you drop your hurricane coverage and save money?
50 miles as the crow flies to Crystal River. So maybe if you take a direct hit from the eye of the storm that was a level 5 when it hit Crystal River, you'll see level 2 winds (96-110) when it hits your 110mph rated house -- but only if the eyewall hits you. And what are the odds that a 10 mile eye wall actually hits your house? About the same as a tornado hitting a house in Kansas (only with a lot less damage). It could happen. Probably won't.

Drop my insurance? Very tempted. It's something I consider on every insurance hike (100% this year!). I'm far more worried about liability, though, than fires or hurricanes. Know any companies that will sell standalone liability insurance on a house? Me neither.