Talk of The Villages Florida - View Single Post - Is it possible to get Homeowners Insurance at the Villages?
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Old 07-21-2023, 02:58 PM
spinner1001 spinner1001 is offline
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Quote:
Originally Posted by retiredguy123 View Post
You are asking for too much. Insurance agents are not really "agents" in the legal sense. They do not have the power to commit the insurance company to any legal obligation. So, basically, they are just salespeople. If you really want to know what is covered in your policy, you need to either read the policy yourself or hire a lawyer to read it. The insurance company doesn't care what the agent tells you as long as they sell you a policy, which is all they are paid to do. Why should they bother to train their agents to know what the policy covers? They do not represent you or the company.
Much ado about nothing. They are agents with limited authority or ‘limited agents’ and have a defined line of authority to transact on behalf of an insurer.

They are indeed agents under Florida law.

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