Talk of The Villages Florida - View Single Post - Is it possible to get Homeowners Insurance at the Villages?
View Single Post
 
Old 07-23-2023, 06:09 AM
Catalina36 Catalina36 is offline
Senior Member
Join Date: Nov 2020
Posts: 296
Thanks: 13
Thanked 345 Times in 113 Posts
Default High Cost of Homeowners Insurance???

Quote:
Originally Posted by MrLonzo View Post
I heard Farmers pulling out of homeowners insurance market. I checked Allstate and Progressive -- neither are writing new policies in the Villages. The one quote I got was double what I was paying in California for a much nicer house but in an area prone to earthquakes, wildfires, mudslides, and lots of crime. I always viewed TV as a safe place to live. What's going on at the Villages with regard to homeowners insurance? Is it really a gamble to self-insure when 3 years of premiums would pay for a new roof?
The high cost of Homeowners Insurance has nothing to do with The Villages except that it is in the State of Florida. The Villages is a great place to live. We are beach and ocean people but I purchased in T.V. because I did not want to deal with hurricanes along the coastline. The insurance companies want your annual payments but they don't want to pay for claims?? The State of Florida needs to step in and come up with a solution to this problem. There are many people in this state who are living only on S.S. and cannot afford to pay the high increase in homeowners insurance. I purchased in Central Florida to avoid the problems of living along the coast but it seems that it is a problem even living in Central Florida.