Quote:
Originally Posted by retiredguy123
As I understand it, the dental, vision, life insurance, and long-term care plans offered by the Federal Government to their employees and retirees are not subsidized or endorsed by the Federal Government. The companies that offer these plans are just using the Federal Government as a sales platform to sell their insurance plans. Only the medical insurance plans are subsidized by the Government. I think it is important to know this when you buy one of these plans.
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Yes, but it depends on the research and CHOICES made by the retiree.
The Government has the largest number of employees in the world, so the choice of providers is extensive, which keeps it competitive!
I like competitive, when it comes to quality health care coverage!
The ability to easily research providers on our federal employee/retiree sites is second to none during Open Enrollment, as well as year round.
I put in the time to research what's impertinent to us and when we call directly to the carrier, these companies know we are Federal employees/ retirees and the calls are handled with the epitome of professionalism.
The cost/prices of our premiums are reflective of the governments negotiations. Thank you Uncle Sam.
It is awesome in these days and times of confusing medical/dental/vision plans.
If a federal employee/retiree is unhappy with their coverage, premiums, co-pays, it only tells me that they haven't put in the time to research the hundreds of options and MOST IMPORTANTLY choose the company that resonnates with their needs.
The government also offers a comparative analysis btw. providers, side by side.
Can't beat the competitive mo. premiums, numerous options, quality of plans.
I'm pleased that I served my Country and that I am rewarded in retirement with good quality plan options. Again, my dedicated service and my tax dollars at work for me, I'm appreciative. Nothing is free, I earned it with blood, sweat and tears.