I am a retired Fed. employee, I have BC/BS and a supplemental policy with MetLife. I have been here for 13 years and have done a lot of researching on dental programs. Most dentists in the area will accept both policies. However, the real kicker if finding one who is "In Network". The most dollar savings is to use an In Network dentist. I have found only one, which I used for a short time. I found that he was doing a little "cheating" on the reimbursements, so I moved on from him. Good Luck
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