There are many free templates for Excel, and i am sure for the Google free equivalent spreadsheet. Many banks offer the ability to download xxx.csv files which can then be imported directly to Excel, not sure if the Google equivalent imports these files.
Quicken runs about $40 per year with almost monthly updates, also it can be setup to download your accounts directly from the bank and handle the reconciliation of the checks. I have been using this product since 2009.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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