You, the client will need to find out which broker has the best tools to use if you are going to manage your own investments. You don’t have to sign up to vanguard just because you just want to buy vanguard funds, same goes for fidelity or Schwab. I have been a client to all the different brokerage firms (401k’s and personal accounts) and know how to use their online tools. I don’t use any broker for my investments, I do my own research and manage my accounts. Out of all the online apps, I liked schwabs tools better than all the others. From the schwab online tools, I can buy vanguard or fidelity funds. I would recommend going out to each brokerage house and look at each of their online tools and pick the company that has the best tools.
As for buying a CD, why? You can buy a number of money market funds that are paying out above 5% (I have some) and you can get your money out anytime without penalties.
Last edited by rsmurano; 08-04-2023 at 07:55 AM.
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