I have my credit frozen at the big 3 credit bureau. I have never had to unfreeze for any transaction at Fidelity. Not sure if they would require that to open your first account with them, but definitely not required to open additional accounts.
I prefer Fidelity over Vanguard because they do have offices in the major cities. This is helpful to me as they offer notary service which they have always provided to me for free.
Regarding the paperwork, if you receive the Vanguard papers, just make certain that the mailing address you send to is “real” … which you can verify online or by calling the standard Vanguard number.
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