Quote:
Originally Posted by CoachKandSportsguy
Don't buy from a small company, buy from the largest company you can find. The smaller companies doesn't have the depth of resources and don't buy enough re-insurance as that would eliminate their profits. .
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I would highly recommend your insurance covers the roof. If lightening or a hurricane damages your roof then destroys more of your home, Sorry! not covered would be their response. Talk about those ramifications with your agent before buying the policy. Insist he/she puts it in writing if they say you are covered without roof insurance. My agent told me if the damage was caused initially with the roof any other damage would not be covered. Always ask questions before buying.