My insurance co. in Wisconsin I had for 38 years refuse to pay out anything after my sump pump stopped running and
flooding our basement 7 years ago with 3 feet of water.
They claim they sent all policy holders a notice to get a "rider" added on our policy for sump pumps but
we never seen one.
We lost around $30,000 to replace the furnace, freezer, hot water heater, and a lot of personal belongings.
So much for having insurance
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