Talk of The Villages Florida - View Single Post - Will our home insurance protect us when we need it?
View Single Post
 
Old 08-05-2023, 07:54 PM
kkingston57 kkingston57 is offline
Soaring Eagle member
Join Date: Mar 2020
Posts: 2,114
Thanks: 62
Thanked 927 Times in 538 Posts
Default

Quote:
Originally Posted by Michael G. View Post
My insurance co. in Wisconsin I had for 38 years refuse to pay out anything after my sump pump stopped running and
flooding our basement 7 years ago with 3 feet of water.

They claim they sent all policy holders a notice to get a "rider" added on our policy for sump pumps but
we never seen one.

We lost around $30,000 to replace the furnace, freezer, hot water heater, and a lot of personal belongings.

So much for having insurance
From your information appears there was a flood and the sump pump did not work properly. If this is correct, you would have been paid if you had flood insurance. Sump pump failure was not the cause of the loss.