Talk of The Villages Florida - View Single Post - Will our home insurance protect us when we need it?
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Old 08-06-2023, 05:59 PM
justjim justjim is offline
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Default New agent

Quote:
Originally Posted by Michael G. View Post
My insurance co. in Wisconsin I had for 38 years refuse to pay out anything after my sump pump stopped running and
flooding our basement 7 years ago with 3 feet of water.

They claim they sent all policy holders a notice to get a "rider" added on our policy for sump pumps but
we never seen one.

We lost around $30,000 to replace the furnace, freezer, hot water heater, and a lot of personal belongings.

So much for having insurance
Not all State Farm agents or any other insurance companies agent are competent and professional. A good agent would have notified you and called you to come into his office to discuss such a major change. I would get a new agent. We have State Farm up north on our place with a basement and sump pump. We have a rider on our policy. The rider wasn’t expensive.
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