Quote:
Originally Posted by Topspinmo
Depending on area most roofs last way longer than 15 years. They don’t all sudden go bad at magic 15 years it’s under estimated guess used by insurance company’s.
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Agree, but the intense sun and summer heat in Florida really does beat the living crap out of shingles. We have 30 year architectural shingles on both our home in Florida and Massachusetts. The Florida homes shingles are 14 years old and look very old and tired and when I clean out the gutters the are packed with shingle granules. The roof will probably function as needed for another 5 or 6 years, but there’s no way it will last anywhere near 30 years. The Massachusetts home’s shingles are 17 years old and they still look like new and when I clean out the gutters I only see a few shingle granules. Those shingles should easily last 30 years.
I am a strong proponent of insurance companies pro rating roof replacement coverage based on the shingles age. It would protect insurance companies from the roofing scam and help keep them from pulling out of the Florida market and keep premiums reasonable.