[njbchbum]

I'm another who adjusted to retirement in about ten minutes; and yes, I had a plan:
in my twenties - celebrated attaining a college degree, getting a corporate job, got married and bought a house;
in my thirties - buckled down to get serious about my job[s];
in my forties - got serious about making serious money and assembling a retirement portfolio - started with payroll deduction savings bonds and ended the decade buying a vacation home [before I was 50! - paid the deposit on that house with the savings bonds!];
in my fifties - had hoped to retire at 55 with enough money to do what I wanted and be referred to as eccentric; missed the 55 yr old goal and came close to the eccentric part [bought into the Disney vacation timeshare];
in my sixties [just got there recently] - retired at 61 [Aug '08], came home from my Disney trip [Feb '09] with a home in the Villages [an unusual vacation souvenier] and will go and apply for early social security some time in between my Fall vacation in Maine, a few weeks in the Villages and Thanksgiving in Maine!

Haven't really had too much time to have adjustment problems - have been too busy enjoying all that my husband and I have worked for.

I don't think that I would ever go back to work unless we suffered an economic setback. I want to use this time that I have 'paying it forward'. There are many people who have not been as fortunate as I have been and I want to do whatever I can to bring a smile and a good deed to them.