Quote:
Originally Posted by asianthree
He suggested address book (yes paper) Change passwords monthly on important banking/credit accounts.
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That system sounds simple and elegant but it isn’t. First, loss of one’s paper address book with the only record of dozens or hundreds of important passwords from forgetfulness, fire, hurricane, and so on could be disastrous to one’s life. Risk of loss of a paper address book with my only record of hundreds of passwords is too high for me. Making a duplicate copy of the address book and storing it in a bank safe deposit box and also changing certain passwords monthly requires going to the safe deposit box monthly is a hassle at least for me and I likely would not keep the second copy up to date.
The less convenient any system, the less likely one uses that system over the long run. For me, there is a trade off between very good password technology protection but not 100% risk free and convenience. Nothing is 100% risk free.