Talk of The Villages Florida - View Single Post - Insurances and roofs
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Old 08-18-2023, 06:14 PM
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Quote:
Originally Posted by Topspinmo View Post
I had metal roof in Oklahoma wasn’t that much noisier. Only when hail got bigger than golf balls. Oklahoma weather 10 time worse than florida. In Oklahoma when you have tornado warning you get under ground. Singles roofs don’t have chance there. Replaced mine 3 times till I got metal roof.
Quote:
Originally Posted by CoachKandSportsguy View Post
I listen to experience, and this experience seems logical and makes sense.
However, the initial cost is substantially higher. .

If we are still in TV when I have to replace a roof, this is what I will use. .
Random thoughts on metal roofs.

- They are great in heavy snow climates because the snow slides off them and you won’t get water dam backup damage. However, you need snow diverters over traffic areas because a snow slide could injure or kill somebody passing by underneath.
- They are great and easy to install on simple roofs without a lot of peaks and valleys and skylights/solar tubes, like a simple A-Frame home.
- A good quality and properly installed roof will last a lifetime. They come in multiple colors and styles. However, they typically cost 2-3 times that of asphalt shingles.
- The rain isn’t that loud if the roof is well insulated or has an attic between the roof and ceiling. I like the sound, similar to rain on a skylight.
- I don’t know this for fact, but I suspect they are not ideal in places with lots of lightning.
- When T&D built our pool, and installed solar heat for the pool, thy told me they won’t install solar on metal roofs.
- I’m not sure how the paint on the metal roof would hold up to the intense sun in Florida, at a minimum I suspect it would fade rather quickly.
- Regardless of how long the roof will last in Florida, it won’t do you any good if that fact is not recognized by your homeowners insurance company.
- I suspect you would have to get approval from the ARC to install one in the Villages.