Quote:
Originally Posted by Blueblaze
You're understanding is incorrect. The law forbids them from rejecting a new customer based on the age of the roof, as well as dropping an existing customer for the same reason. But the law is meaningless, since they do it anyway because there is no enforcement. It happened to me.
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Your statement is true. Your insurance is only valid for the time period stated on your policy. An insurance company, as with all companies in the USA, are free enterprise. There are no rules that state an insurance company must take in new customers or keep the ones they have. So yeah, the law is meaningless because the insurance company can easily find another reason to dump you or not offer policies to new customers.
As for the discussion on metal roofs, I believe there was an entire CYV section constructed with metal roofs near the Lopez Golf course. (Summertree or Springdale maybe is the name? not sure. This was many years, ago) I do not know what condition those roofs are in now or if they have been replaced with shingles. Have not heard about them in several years.