Quote:
Originally Posted by margaretmattson
Your statement is true. Your insurance is only valid for the time period stated on your policy. An insurance company, as with all companies in the USA, are free enterprise. There are no rules that state an insurance company must take in new customers or keep the ones they have. So yeah, the law is meaningless because the insurance company can easily find another reason to dump you or not offer policies to new customers.
As for the discussion on metal roofs, I believe there was an entire CYV section constructed with metal roofs near the Lopez Golf course. (Summertree or Springdale maybe is the name? not sure. This was many years, ago) I do not know what condition those roofs are in now or if they have been replaced with shingles. Have not heard about them in several years.
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Village of Caroline (across from Sumter Landing) has a couple of metal roofs. We have concrete tile roof, majority of roofs in South Florida are the same, very few here, not sure why, most are 80 year roofs. When the Villages insurance insisted on new roofs, we found another insurer, now that insurer is leaving Florida, so will self insure if that is only option. Wish we would have self insured 50 years ago (no claims) , we could have bought a house with savings, lol.