Talk of The Villages Florida - View Single Post - Insurances and roofs
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Old 08-21-2023, 09:57 AM
Karmanng Karmanng is offline
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Quote:
Originally Posted by Blueblaze View Post
Well, if the roof was bad, I'm glad the buyers get a new roof out of the deal. But it's more likely that they just couldn't find an insurance company that is willing to abide by the 2022 law that forbids an insurance company from rejecting coverage due to a 15-year-old roof that has 5 years of life left in it.

But good news! There is at least one honest insurance company left -- Kin. They just wrote a policy on my perfectly serviceable 16-year-old roof at a very reasonable rate. Unlike these moronic Florida companies that insist on writing full-replacement policies on a depreciating asset, Kin depreciates the coverage of the roof as it ages, so they don't have to worry about roof scammers.
I have KIN as mine is dwelling insurance.......they doubled me practically after my first year with them!!! I wont change it over to a normal policy yet as I dont know when I can move in yet. It maybe another rental but I hope NOT