Quote:
Originally Posted by Heartnsoul
I have a 5 yr old dog and never took insurance out. Do u recommend it and if so, who do u recommend I use?
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Get a couple of quotes. Bundle enough cash to pay the insurance bill.
Flush the bundle down the toilet. That will save you the expense of forwarding it to the Insurance company and you'll get the exact same value as you would get from the insurance policy.
Just like Dental Insurance, the insurance company is going to charge you approximately 1.3 - 1.5 times the average amount you would spend of vet care, in a year. The odds vastly favor not having insurance. That's how the insurance business works.