Quote:
Originally Posted by Heartnsoul
I have a 5 yr old dog and never took insurance out. Do u recommend it and if so, who do u recommend I use?
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We've used VCA pet insurance for >20 years in 3 states & have been exceedingly pleased w/the quality of vets and coverage.
We're talking primary care, dental cleaning, labs, chest x-ray & BP checks. There are 3 levels of insurance depending on what u want to pay. Knowing that dental cleaning is important to decrease incidence of cardiac problems, we always chose that coverage for our 6 dogs.
Yes, the cost depends on the age of the animal but includes a great deal of coverage IMHO especially when I see what it would cost out of pocket.
Inpatient stays in a vet hosp are very expensive not unlike people stays, but we've had a $3600 bill fir a 36 hr stay in a Vet ICU for new diabetes management.
It's all about what works for you and ur pocket book. Our 4of 6 dogs lived to 15 yrs old while using vet insurance & we used all our benefits, like acute care visits (unlimited) vaccinations, dental clean annually.
Might be worth exploring.