Talk of The Villages Florida - View Single Post - eBills vs Autopay, via bank or direct with vendor: Which is better?
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Old 08-26-2023, 07:43 PM
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Quote:
Originally Posted by Bill14564 View Post
We use autopay putting as much on a credit card as we can and then autopay the credit card payment.

I understand you don't like this and why. Fortunately, we haven't had those problems yet.

Utility bills are deducted from my bank account in order to avoid a service charge. There might be some regulation that says the utility must collect the full amount and therefore must add the service charge if there is a fee to them (like with a credit card).

My credit card provides for virtual numbers. I create one of these for each vendor. If there is any problem I can cancel the virtual number without affecting the actual account number. So far this has been unnecessary but it feels like a good safety measure.
I do the same thing. Splitting our time between two homes makes paying bills a major hassle, so everything possible is on autopay. I prefer to have everything possible paid from our JetBlue credit cart so we can get points towards free flights between our homes, but use direct pay from the bank account when the service fee eats up the benefits. Never had a problem using autopay, it just sucks when the credit card company sends you a new card and you have to change the card information with multiple vendors.