[M2inOR]

We have all bills on autopsy. Either a direct debit from a bank account or a charge to one of our credit cards.

The credit card bill is also automated from a bank account.

A suggestion! Have multiple bank accounts and credit cards. Only have enough funds in bank account to pay one or two months of bills and charges.

We have extra security in credit card accounts and bank accounts.

Why multiple bank and credit card accounts? To keep our funds safer. Also, if one account is compromised or locked, we can still live life and travel if something goes wrong.

Also, if traveling to Europe and Asia, set up Apple Pay or Google Pay on your phone so you can pay everywhere with a tap without pulling out your wallet or credit card.

We just completed a 5 week trip to Europe, and used phone or card for everything. Even some tour guides and restaurants had tap to pay for tips.

Yes, I brought US and Europe cash I had on handle from previous trips just in case cash was needed. I did not need cash at all.

This is my experience after 45 years of international travel. Longest trip away from home was 8 weeks.

Thanks to the internet, travel is stress free. Even helps watch the home while away. Friends help too.