Quote:
Originally Posted by tophcfa
I am trying to figure out why someone would prefer to pay a monthly fixed amount, based on the highest annual monthly bill, versus simply going auto pay for the exact amount due? It only takes a few minutes each month to reconcile the billing statement to the auto pay and record and file information for your records. What is the advantage of this method, I’m always looking for ways to simplify life?
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Two advantages:
1. I spend zero minutes reconciling bills. I'll do this in five years
2. Level billing. Here posters endlessly complain about increasing bills. My payments don't increase and won't for several years.