I am a retired Federal employee. I have the FEHB Blue Cross Standard plan as my only health insurance. I do not have Medicare Part B, because the premiums are too expensive and it does not make sense financially for me. The Blue Cross plan has an annual catastrophic limit of $6,000, which provides me with all of the coverage I need. Do the math before you decide to sign up for Medicare. Although, I understand that GEHA is also a good plan.
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