Just one amplification on Tricare to what has been discussed above. As stated above, Tricare is a secondary medical insurance, but for veterans under the age of 65. With Tricare, you pay a premium like other medical insurances.
For honorably discharged retirees with 20 or more years of service, "Tricare for Life" kicks in at age 65. It also is a secondary insurance. However, it is free and a spouse is eligible when he or she turns 65. I have Tricare for Life and it has covered all expenses for my bride and I including several major surgeries and co-pays. One caveat ..... if Medicare refuses coverage for a medical procedure, Tricare for Life will not cover it either.
The best advice as stated above is to make an appointment with a Veteran Service Office and get the straight skinny on the programs available. Hope this helps.
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