The secret to living as a millionaire on non millionaire money, is go to places where what you have, gives you millionaire lifestyle and/or value for your money.
Wife and I retired 27 years ago, and up until the Covid restrictions, never spent a winter in UK.
We overwintered in South Africa for several years where our pound was very strong against the Rand, until security became the big problem.
New Zealand was financially beneficial, and a really super place.
Especially if you like throwing yourself off cliffs and bridges with an elastic band round your leg. Believe me, Kiwis are nuts!
Traveling was the drawback that stopped us continuing there
24 hour flights soon lost their appeal.
Finally in about 1999 we discovered The Villages, and wintered there, and until Covid, the place was very good value for money.
After Covid it was crazy price time, and no longer value as far a we were concerned.
We travel in our trusty old car around Europe now when we can, and some of the old Eastern Block countries are good value, very scenic, and so rich in history.
Our retirement years have been spent as Budget Millionaires.
And we ain't done yet!
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