Talk of The Villages Florida - View Single Post - How can we solve the insurance problem in Florida?
Thread: How can we solve the insurance problem in Florida?
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Old 09-08-2023, 07:50 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Joe C. View Post
Perhaps the insurance industry could make roof replacement a RIDER on the normal homeowner's insurance policy. Maybe make the rider a $1000.00 option. That way, the homeowner who has a new or newer roof can opt out of roof replacement for several years and take his/her chances. Also roof shingle manufacturers have a warranty.
The problem is that the insurance company doesn't really care as much about a roof replacment. They are more concerned about the damage to the rest of the house and contents when an old roof blows away. That is why they require some homeowners to buy a new roof before they will insure them.