Quote:
Originally Posted by chrisinva
Currently live in a block constructed home, built 2018, with stucco surface. I'm considering a frame constructed , per the TV advertisement, home in Citrus Grove. The frame house has siding. I didn't know the developer still made frame homes.
Being from the north, I've heard & believe that block construction is better than frame for withstanding hurricanes. Your opinions? Thanks!
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I helped in the clean up effort after hurricane Katrina in Biloxi. The hurricane leveled everything from block homes, apartment buildings, casinos, and large commercial buildings. Whatever was in its path was destroyed.
You can't worry too much about the home you choose. Every home, frame, block, or tilt wall is constructed to withstand hurricane force according to updated hurricane code. If I were you, I would do this
1. Google the pros and cons of vinyl vrs stucco which are exterior finishes and Frame vrs concrete block, vrs tilt wall which is how the home was constructed. Decide which you feel is best for you.
2. Call an insurance agent and ask for quotes on each style of home. Frame, block, tilt wall.
3. Look at sinkhole and flood maps. Avoid areas you see that may be trouble.
4. While purchasing, ask the realtor to review the cost of property taxes and the bond. Different cities and counties have varying millage. Some bonds in one area are lower than in others.
4. Relax! You did the best you could do. If a tornado or hurricane hits your home, just like in Biloxi, nothing you or anyone can do. Rebuild and move on with your life.