[Randall55]

I am a retired contractor. There is so much misinformation on this thread that I do not know where to start. My advice: Look at the pictures provided. A picture is worth a 1000 words. Call an insurance agent and ask for quotes on a frame, block, and tilt-wall construction home. Not just to save money. Their quotes are based on claims they had to pay out for a natural disaster. Compare the quotes. If one seems extremely high, then do not purchase that type of home. Chances are that type of home does not withstand as well as the others. If the quotes are all reasonably comparable, it does not matter which type of home you buy. Home construction, natural disasters, and claims are COMPLETELY different issues. Insurance companies gather information regarding each of these issues then price protection accordingly. You would be doing yourself a favor if you talk to them before buying. Guessing based on the story of the big bad wolf is probably not the best of thinking.

Note: Even as a contractor I will not tell you which type of home is best to buy. Too many variables. I would recommend having the home inspected before purchasing.