We have been with Vanguard. Not too long ago. we opened some accounts at Fidelity. I was getting concerned about the SIPC insurance covering our accounts or "separate capacities" at Vanguard. I was also interested in sending international bank transfers, for which Fidelity doesn't charge.
I like Fidelity's platform much more than Vanguard's, but the sweep accounts and money market funds earn more at Vanguard. I also favor a couple of Vanguard's funds.
I don't know if it's still true, but I found that Vanguard will not let you designate beneficiaries for a joint account, while Fidelity allows it.
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