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Old 09-14-2023, 05:39 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Caymus View Post
The fees would not be much lower in my case.

I reason I stay is that I read that a 401K offers more legal protection than an IRA would. I hope someone will correct me if I am wrong on that aspect.
You are correct that it could more difficult for a creditor to seize 401K assets than IRA assets, depending on which state you live in.
But that wouldn't be the determining factor for me. Being able to manage my own assets in an IRA is more important.