Quote:
Originally Posted by Blueblaze
So your liability for 7 times the coverage is a third less than mine, and only 46% more than your vehicle coverage -- even though your vehicle coverage for a smaller, older vehicle is more than mine. Something's off here, but the insurance industry is so filthy with totally made-up numbers that I would never accuse you being the one who made them up.
I just find it a little hard to believe that a million dollars worth of liability from State Farm is a third less less than $150K from USAA. But I'll check and apologize profusely here if they offer me that deal.
By the way, State Farm is famous for their teaser rates to get you to switch. Could that be the answer? How long have you been with them? Or is your agent your brother-in-law?
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I don't have a brother-in-law. I switched from Allstate about 2 years ago because they raised my premium by 32 percent on renewal after being a customer for 27 years. I found that some companies would not provide more than about $250K in liability coverage. I feel like a million dollars is needed to have any real protection against lawsuits. My numbers are accurate and I didn't make them up.