Quote:
Originally Posted by retiredguy123
My liability insurance coverage is less than half of my total premium with State Farm, and I have $1 million in liability coverage. I have no uninsured motorist because it is optional in Florida, and I would never file a claim under that coverage.
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No UM coverage is a mistake. There are a lot of uninsured & underinsured drivers in Florida. This is an injury coverage and is needed.