Talk of The Villages Florida - View Single Post - Major Medical Insurance
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Old 09-17-2009, 05:26 PM
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SteveFromNY SteveFromNY is offline
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Quote:
Originally Posted by SNOK View Post
I am in your same demographis dp000. I am planning retirement in the next year, so I will also be in need of medical insurance to bridge to Medicare. Right now, I am probably leaning toward COBRA with my current employer plan, because of the plan features and no worry about pre-existing conditions even though it is pricy. I will be observing the responses to your query to see if other suggestions develop that may be just as viable and more cost effective. Like you, I have myself and spouse to cover.
I'm in a similar boat, about to stop working and start paying for my own medical until I can get Medicare.
With the limited knowledge I think I've got, I believe 1) that pre-existing conditions are no issue provided you have had continuous coverage with no gaps and 2) you must use COBRA until it expires (18 months) before any other company will cover you.
Has anyone heard the same thing?