Quote:
Originally Posted by npwalters
I know that golf carts are limited by law to 20mph. We all know that it is easy to change the governor and allow it to go faster.
Every time this comes up someone chirps up and states that changing the governor will invalidate your insurance if you are involved in a wreck. Does anyone have any ACTUAL proof that this has ever happened?
The fact that my cart can go a little over 20 does not mean I do go or - if involved in a mishap - was going over 20. My car will go over 100 but as long as I stay at or below the stated limit I'm legal. How would the insurance company know if an owner changed the governor? Who is to say it did not come from the factory as it currently sits?
Bottom line is I'm inclined to believe this is an old wives tale.
|
Have you ever heard of an Auto Insurer not paying an auto claim, because the driver was speeding? What's the difference?
Have you ever heard of a Home Insurer denying a claim, because someone did some electrical work, without a Permit and not being an electrician?
Did you ever hear of a Health Insurer not paying a medical claim, because the person smoked or drank?
I'm sure the above has happened somewhere, under some circumstances ... but it's surely not common.