Talk of The Villages Florida - View Single Post - speed vs insurance
Thread: speed vs insurance
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Old 09-20-2023, 11:20 AM
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Originally Posted by npwalters View Post
I know that golf carts are limited by law to 20mph. We all know that it is easy to change the governor and allow it to go faster.

Every time this comes up someone chirps up and states that changing the governor will invalidate your insurance if you are involved in a wreck. Does anyone have any ACTUAL proof that this has ever happened?

The fact that my cart can go a little over 20 does not mean I do go or - if involved in a mishap - was going over 20. My car will go over 100 but as long as I stay at or below the stated limit I'm legal. How would the insurance company know if an owner changed the governor? Who is to say it did not come from the factory as it currently sits?

Been here for 9 years and heard this also. Only heard couple who actually got tickets.

Bottom line is I'm inclined to believe this is an old wives tale.
Very easy the governor stud if adjusted properly will be about 5/8” of inch sticking beyond nut. It they 1 inch or more sticking beyond nut the governor been tampered with along with seal disturbed.

Very low odds getting caught going over 20 mph anyway due to no monitoring. Basically you have to be daydreaming not notice LEO pacing you.